Mortgage Approval Group
Mortgage Loan Programs for Tampa Bay & Florida Homebuyers
Every borrower, property and financial situation is different. Mortgage Approval Group offers access to a broad network of wholesale lenders and mortgage programs designed for homebuyers, homeowners, real estate investors and self-employed borrowers throughout Tampa Bay and Florida.
Whether you need traditional home financing, a low down-payment option, an investment property loan or a specialized mortgage solution, our mortgage professionals can help you compare available programs and determine which options may fit your goals.
Conventional Loans
Fannie Mae and Freddie Mac mortgage options for primary residences, second homes and investment properties throughout Tampa Bay and Florida.
FHA Loans
Government-backed financing with flexible credit guidelines and low down-payment options for eligible homebuyers in Tampa and throughout Florida.
VA Home Loans
Powerful mortgage benefits for eligible veterans, active-duty service members and qualifying surviving spouses, including potential zero-down financing.
First-Time Home Buyer Programs
Low down-payment mortgage options and specialized programs designed to help qualified first-time buyers become homeowners in Florida.
Jumbo Loans
Financing for higher-value properties and loan amounts exceeding conventional conforming limits, with multiple options for qualified borrowers.
DSCR Investor Loans
Real estate investment financing that may qualify primarily using the property's rental income rather than the borrower's personal income.
Bank Statement Loans
Alternative mortgage qualification for eligible self-employed borrowers using personal or business bank statements instead of traditional tax returns.
HELOC
Access available home equity through a flexible revolving Home Equity Line of Credit for renovations, debt consolidation or other financial goals.
Home Equity Loans
Lump-sum financing secured by available home equity, with a fixed repayment structure for homeowners who prefer predictable payments.
Renovation Loans
Finance eligible home improvements as part of a purchase or refinance transaction — combining renovation costs into a single mortgage.
Reverse Mortgage / HECM
Mortgage solutions for eligible homeowners age 62 and older, including traditional HECM loans and HECM for Purchase options.
Adjustable-Rate Mortgages
An initial fixed-rate period followed by periodic rate adjustments — may offer lower initial payments for eligible borrowers.
Florida Hometown Heroes
State-sponsored down payment and closing cost assistance for eligible first-time homebuyers who work full-time for Florida-based employers.
All-in-One Home Loan
A specialized mortgage product that may combine mortgage financing with access to available home equity through an integrated line-of-credit structure.
Not Sure Which Program Is Right for You?
Our mortgage professionals will walk you through your options and help identify programs that may fit your situation — at no cost to you.