Tampa Mortgage Broker Serving All of Florida
More Mortgage Options. Better Financing Solutions.
Mortgage Approval Group is an independent Florida mortgage broker helping homebuyers, homeowners and real estate investors find the right financing from a broad network of wholesale lenders. From Conventional, FHA and VA loans to Jumbo, DSCR, Bank Statement, HELOC and specialized mortgage programs, our team has the experience and lending options to handle straightforward purchases and complex financing scenarios alike.
Why Mortgage Approval Group
One Mortgage Brokerage. More Ways to Get You Home.
As an independent mortgage broker, Mortgage Approval Group can offer financing from a broad network of wholesale lending partners instead of limiting borrowers to the products offered by a single bank or lender.
More Lending Options
Access to a broad network of wholesale mortgage lenders and loan programs.
Experienced Guidance
More than 25 years of mortgage experience helping borrowers navigate both simple and complex financing scenarios.
Solutions for More Borrowers
Traditional and specialized mortgage programs for homebuyers, homeowners, real estate investors and self-employed borrowers.
Local Expertise. Statewide Reach.
Headquartered in Tampa and serving borrowers throughout the state of Florida.
Loan Programs
Florida Mortgage Programs for Homebuyers, Homeowners & Investors
Mortgage Approval Group offers a wide range of home loan programs through our network of wholesale lending partners. Whether you're buying your first home, refinancing, investing in real estate or need a specialized financing solution, our team can help identify mortgage options designed around your financial goals.
Conventional Loans
Flexible Fannie Mae and Freddie Mac mortgage options for primary residences, second homes and investment properties.
FHA Loans
Flexible government-backed financing with low down-payment options and more accommodating credit guidelines than many conventional mortgage programs.
VA Home Loans
Powerful mortgage benefits for eligible veterans, active-duty service members and qualifying surviving spouses, including financing with no down payment in many situations.
First-Time Home Buyer Programs
Low down-payment mortgage options and specialized programs designed to help qualified first-time buyers become homeowners.
Jumbo Loans
Financing for higher-value properties and loan amounts exceeding conventional conforming limits, with multiple options available for qualified borrowers.
DSCR Investor Loans
Real estate investment financing that may qualify primarily using the property's rental income rather than the borrower's personal income.
Bank Statement Loans
Alternative mortgage qualification for eligible self-employed borrowers using personal or business bank statements instead of traditional tax-return income calculations.
HELOC & Home Equity
Access available home equity through a Home Equity Line of Credit or home equity loan for renovations, debt consolidation, major purchases or other financial goals.
Renovation Loans
Finance eligible renovations when purchasing a home or improving a property you already own.
Reverse Mortgage / HECM
Mortgage solutions for eligible homeowners age 62 and older, including traditional HECM loans and HECM for Purchase options.
Adjustable-Rate (ARM)
A lower initial interest rate option; monthly payments may adjust over time based on market conditions.
All-in-One Home Loan
A flexible, innovative loan product that combines your mortgage with a line of credit for greater financial control.
Florida Hometown Heroes
Up to $35,000 in down payment assistance for first-time homebuyers employed full-time by a Florida-based employer — for teachers, law enforcement, healthcare workers, firefighters, and more.
Doctor Loans
Designed for MDs, DOs, dentists, pharmacists, veterinarians, residents, and other healthcare professionals. Low or no down payment, no mortgage insurance, and flexible student loan treatment — up to $2M.
Start Today
Get Pre-Approved and Shop With Confidence
A mortgage pre-approval helps you understand how much home you may be able to afford and gives you a stronger position when you're ready to make an offer. Our mortgage team reviews your income, assets, credit and financing goals to determine your available loan options and provide a clear picture of what to expect before you begin — or continue — your home search.
Or call us: (813) 255-2557
Get Pre-Approved
Client Reviews
Trusted by Florida Homebuyers, Homeowners & Real Estate Professionals
See why borrowers throughout Florida trust Mortgage Approval Group for their home financing needs.
"Very thorough and professional team. Closing was a 30 day window and they pulled it off without a hitch. Very thankful for their hard work and dedication to getting my loan completed in time!"
Matthew Livingstone
Google Review — 5-Star Review
"Scott and his entire Team were very professional and responsive to all our questions. We not only got great rates on our refinance but also great service along with a fast clear to close (less than two weeks). If you're looking to buy or refinance a home, Scott Kepler and his Team at Mortgage Approval Group are the definite go-to group. Five years ago we bought a home and also used Scott and his team — it was the most smoothest stress free time we've ever had. We highly recommend Mortgage Approval Group."
Peggy Smith
Google Review — 5-Star Review
"I highly recommend working with Scott. He is professional, highly responsive, and incredibly knowledgeable. We have used him a few times over the years, and every experience working with him has been flawless."
Michelle Ramirez
Google Review — 5-Star Review
"I feel extremely lucky to have Scott as my broker — he's extremely knowledgeable and trustworthy. He answered all my questions and provided a clear breakdown of all options available. Also, his team, Randi and Tammy, is absolutely fantastic. They made the whole loan process a breeze. They're quick to respond to emails and phone calls. Highly recommend Scott and his team to everyone!"
Otto
Google Review — 5-Star Review
About Mortgage Approval Group
Mortgage Expertise. More Lending Options. Personalized Guidance.
Mortgage Approval Group, LLC is an independent mortgage brokerage headquartered in Tampa and serving borrowers throughout Florida. Founded by mortgage professional Scott Kepler, our company brings more than 25 years of mortgage experience together with access to a broad network of wholesale lenders and specialized loan programs. Our team works with first-time homebuyers, experienced homeowners, real estate investors, self-employed borrowers and clients with complex financing needs. Rather than taking a one-size-fits-all approach, we evaluate your goals and compare available mortgage solutions to help structure financing that makes sense for your situation.
Free consultations. No pressure. No obligation. Just experienced mortgage guidance.
FAQ
Frequently Asked Questions
Have questions? We have answers.
Still have questions? We're here to help.
Contact UsReady to Explore Your Mortgage Options?
Whether you're buying, refinancing or investing in real estate, our mortgage team can help you compare available financing options and determine the next step.